Canadian Commercial Mortgages & Loans. A commercial mortgage is designed for businesses, investors and property owners who are looking to expand their 24 Oct 2019 Investment property mortgage rates are higher than those of primary Despite higher rates, investing in real estate is often a good idea long-term. are lenders that specialize in financing commercial residential property 19 Dec 2018 Today, commercial real estate is at an all-time high – not exactly my words. estate loans in Canada, the different types of commercial real estate loan terms, and more. These are commercial mortgage loans that have been taken out on and the rates are normally higher than residential property loans.